Journey of Joy Retreat

Terms and Conditions of Purchase 

You are purchasing access for one (1) person to use Journey of Joy Retreat 2022 (referred to below  as the “Journey of Joy Retreat",” the “Journey of Joy Program,” “Journey of Joy” or the “Program”)  from Restoring Every Aspect of Living, Inc. DBA Dream Makers (the “Company,” “we,” or “us”).  You must be at least 18 years of age or older to purchase access to the Journey of Joy Retreat.  

The Journey of Joy Retreat includes live course access, course content and materials, and other  information and materials furnished by the Company (collectively, “Content”). By purchasing access  to the Journey of Joy Retreat, you and the Company hereby agree to these Terms and Conditions of  Purchase and the Company’s Terms of Use and Privacy Policy (collectively, this “Agreement”)  which govern your use of the Journey of Joy Retreat and that form a legal agreement between you  and the Company. In the event of any conflict between these Terms and Conditions of Purchase and  the Terms of Use or Privacy Policy, these Terms and Conditions of Purchase shall control. 

THE SECTIONS BELOW TITLED “BINDING ARBITRATION” AND “CLASS ACTION  WAIVER” CONTAIN A BINDING ARBITRATION AGREEMENT AND CLASS ACTION  WAIVER. THEY AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM. 

Payment Policy

You are responsible to pay for the Journey of Joy Retreat in full (including all applicable sales and  other taxes or fees) and for providing us with a valid credit card or other payment method. If you  select the payment plan, your card will be charged the first payment of $833 USD when you register  and subsequent payments of $833 USD will automatically be charged on the same day of the month  for 3 consecutive months, totaling $2499 USD. If you have selected a payment plan and you miss a  payment, your account status will be changed to “delinquent.”  

If your account remains in delinquent status for longer than sixty (60) days, the Company reserves  the right to report any delinquent balance owed to a credit reporting bureau and/or collections agency  subject to the Company’s sole discretion until the account is caught up and in good standing. 

To be clear, Journey of Joy Retreat is not a subscription payment model that can be canceled or a  “pay in part” program where you can stop payment. This is a full immersion program, and your  payment plan is a convenience that we offer. 

The total fees must be paid 3 days prior to the departure date of Journey of Joy Retreat. If the total  fees are not received by January 15th your spot may be cancelled.  

Your payment for the Journey of Joy Retreat DOES NOT include flights, full meals, single occupancy hotel accommodations, or transportation to and from the airport and hotel 

The Refund Policy outlined below also applies to payment plans and you will be responsible for all  payments in the payment plan.

 

Refund Policy 

This program is for people who are 100% committed to using this program as it is intended and who  take complete responsibility for using the totality of this program to achieve their success. Our  commitment is to change people’s lives and businesses. Please do not enroll in Journey of Joy  

Retreat if you are not committed to “changing or transforming your life or business.” We put an  extraordinary amount of time and effort into this Program, and we expect you to do the same.  Journey of Joy Retreat is for serious participants only. 

Upon execution of this Agreement, Client shall be responsible for the full extent of the Fee. If client  cancels attendance of the Program for any reason whatsoever, Client will receive no refund. The live  Journey of Joy Retreat Program begins on Sunday, January 16, 2022 and end on Wednesday, January  20, 2022. No refunds will be offered. No exceptions. 

Intellectual Property 

You agree that the Journey of Joy Retreat contains proprietary Content that is owned by the  Company and/or its licensors and is protected by copyright, trademark and other applicable  intellectual property laws. Duplicating, sharing or uploading any Product Content, including to any  sharing or social media sites, is copyright infringement (and stealing), and the Company will  prosecute such misconduct to the fullest extent permitted by law. 

The Company provides you with the Journey of Joy Retreat solely for your personal, noncommercial  use, and you agree that you will not use such proprietary Content in any way whatsoever except for  use in compliance with this Agreement. You will not use the Journey of Joy Retreat or the Content  

available in the Product in a manner that constitutes an infringement of the Company’s rights or that  has not been authorized in writing by the Company. More specifically, unless explicitly authorized in  this Agreement, you may not modify, copy, reproduce, republish, upload, post, transmit, rent, lease,  loan, translate, sell, create derivative works, exploit, or distribute in any manner or medium  (including by email or other electronic means) any material from the Journey of Joy Retreat.  

To be clear: please be aware that you may not create derivative works, resource guides, marketing or  business materials, source material, intellectual property, websites, blogs, web content, or any other  works that reference the Company, Cynthia Santiago-Borbon, Journey of Joy Retreat, or the Journey  of Joy Retreat Content, or infringe on any of the Company’s intellectual property in any way. Any  material that you create should be focused on your business, not ours. All copyrights, trademarks,  and other intellectual property rights in and to the Journey of Joy Retreat (including the compilation  of Content, postings, links to other internet resources, and descriptions of those resources) are owned  by the Company and/or its licensors, which reserve all of their respective rights in law and equity.  THE USE OF THE COMPANY’S Journey of Joy Retreat, EXCEPT AS PERMITTED IN THIS  AGREEMENT, IS STRICTLY PROHIBITED AND INFRINGES ON THE INTELLECTUAL  PROPERTY RIGHTS OF THE COMPANY AND OTHERS AND MAY SUBJECT YOU TO  CIVIL AND CRIMINAL PENALTIES, INCLUDING POSSIBLE MONETARY DAMAGES, FOR  COPYRIGHT AND OTHER INFRINGEMENT.

Company trademarks, service marks, graphics, and logos used in connection with the Journey of Joy  Retreat are common law trademarks or registered trademarks of the Company. You are granted no  right or license with respect to any of the aforesaid trademarks. 

The Journey of Joy Retreat includes access for one (1) person.

Privacy and Confidentiality 

The Journey of Joy Retreat is subject to the Company’s Privacy Policy. The Company does not  knowingly collect personal information from children under the age of 18 and does not wish to do so.  The Company reserves the right to request proof of age so that it can verify that minors under the age  of 18 are not using the Journey of Joy Retreat. 

We respect your privacy and must insist that you respect the privacy of other people who participate  in the Program (“Journey of Joy Retreat Participants” or “Program Participants”). 

By purchasing access to the Program, you agree: 

• not to infringe any copyright, patent, trademark, trade secret or other intellectual property  rights of the Company or the Program Participants; 

• that any confidential information shared by Journey of Joy Retreat Participants or any of the  Company’s representatives is confidential and proprietary and belongs solely and exclusively  to the Participant who discloses it or to the Company; 

• not to disclose such confidential information to any other person or use it in any manner other  than in discussion with other Journey of Joy Retreat Participants during training sessions; 

• that all Content provided to you by the Company is the Company’s confidential and  proprietary information and intellectual property, belong solely and exclusively to the  Company, and may be used by you only as authorized by the Company; 

• the reproduction, distribution and sale of the Content by anyone other than the Company is  strictly prohibited; and 

• that if you violate, or threaten to violate, any of your agreements contained in this paragraph  we will be entitled to, among other things, injunctive relief to prohibit such violations. 

While you are free to discuss your personal results from the Program and training, you must keep the  experience and statements, oral or written, of all other Program Participants in the strictest of  confidence. 

Journey of Joy Retreat Member Area  Community Rules 

No Solicitation Within the Journey of Joy Retreat Member Area:

The Journey of Joy Retreat community is about learning how to elevate your life or business, but is  not about trying to turn other Journey of Joy Retreat Participants into your customers. You are not  permitted to offer your services, sell your programs or products, or invite Journey of Joy Retreat Participants to join other social networks, groups, or programs. This is a space for learning and is a  pitch-free, solicitation-free and sales-free environment. Sharing affiliate links within the Journey of  Joy Retreat Member Area is not permitted. 

Your failure to comply with these terms will result in immediate termination of your participation in  the Journey of Joy Retreat Program without refund.

Third-Party Materials and Websites 

The Company may provide links to third-party materials and websites as a convenience to you and  other Journey of Joy Retreat Participants. Any third-party materials or websites are not part of the  Journey of Joy Retreat Program and they may be either withdrawn or terminated at any time without  any liability on the part of the Company. You agree that you will be responsible for all payment and  other obligations associated with your use of any and all third-party materials and websites. In  addition, you agree that the Company is not responsible for examining and evaluating the content and  accuracy of any third-party materials and websites, and the Company does not warrant and will not  have any liability or responsibility for any third-party materials or websites or for any other  materials, products, or services of third-parties. You further agree that you will not use any third party materials and websites in a manner that would infringe or violate the rights of any other party  and that the Company will not be liable for your improper use of third-party materials and websites.

Disclaimer 

THE JOURNEY OF JOY RETREAT, THE SITE, THE CONTENT, AND ANY OTHER  MATERIALS PROVIDED BY US HEREUNDER ARE PROVIDED “AS IS” AND “AS  AVAILABLE” BASIS AND WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT  LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT OF  THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE AND ANY  WARRANTIES ARISING FROM A COURSE OF DEALING, COURSE OF PERFORMANCE,  OR USAGE OF TRADE IN CONNECTION WITH THE PROGRAM. 

When addressing financial matters in any of our websites, videos, newsletters, programs or other  Content, we’ve taken all reasonable efforts to ensure that we accurately represent our programs and  their potential to improve your life and business. However, the Company does not guarantee that you  will get any results or earn any money using any of our ideas, tools, strategies or recommendations,  and nothing in the Program, Content, or Site is a promise or guarantee to you of future earnings. 

YOU EXPRESSLY AGREE THAT YOUR USE OR INABILITY TO USE THE Journey of Joy  Retreat IS AT YOUR SOLE RISK. By purchasing access to the Journey of Joy Retreat, you accept,  agree, and understand that you are fully responsible for your progress and results from your  participation and that we offer no representations, warranties, or guarantees verbally or in writing  regarding your earnings, business profit, marketing performance, audience growth, or results of any 

kind. You alone are responsible for your actions and results in life and business which are dependent  on personal factors including, but not necessarily limited to, your skill, knowledge, ability,  dedication, business savvy, network, and financial situation, to name just a few. You also understand  that any testimonials or endorsements by our customers or audience represented on our programs,  websites, content, landing pages, sales pages, or offerings have not been scientifically evaluated by  us and the results experienced by individuals may vary significantly. Any statements outlined on our  websites, programs, Content, and offerings are simply our opinion and thus are not guarantees or  promises of actual performance. We offer no professional legal, medical, psychological, or financial  advice. 

Additional Terms and Conditions 

TRAVEL DOCUMENTS & INSURANCE. You are solely and exclusively responsible for  maintaining up-to-date and valid travel documentation (i.e. passport or visa if you are not a U.S.  citizen). Company is not liable or responsible for You being denied entry or exit to the Retreat  location.  

1) GOVERNING LAW. You and the Company have entered into this Agreement in the State of New  York and agree that the validity, interpretation, and legal effect of this Agreement, as well as all  disputes between you and the Company, shall be determined in accordance with the laws of the State  of New York, United States of America, without regard to conflicts of law principles that would  dictate the application of the law of a different jurisdiction. 

2) LIMITATION OF LIABILITY. IN CONNECTION WITH ANY WARRANTY, CONTRACT,  OR COMMON LAW TORT CLAIMS: (I) THE COMPANY, ITS OWNERS, OFFICERS,  EMPLOYEES, AFFILIATES, CONTRACTORS, OR LICENSORS SHALL NOT BE LIABLE  FOR ANY INDIRECT, CONSEQUENTIAL INCIDENTAL, SPECIAL, EXEMPLARY, OR  PUNITIVE DAMAGES ARISING FROM OR OUT OF THIS AGREEMENT, INCLUDING YOUR  USE OF THE JOURNEY OF JOY RETREAT; AND (II) YOUR SOLE AND EXCLUSIVE  REMEDY IS TO DISCONTINUE USING THE JOURNEY OF JOY RETREAT AND REQUEST  A REFUND AS SET FORTH ABOVE. BECAUSE SOME STATES OR JURISDICTIONS DO  NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE  LIMITATIONS ON WARRANTIES IN THIS SECTION MAY NOT APPLY TO YOU. 

AS SET FORTH IN OUR PRIVACY POLICY, THE COMPANY SHALL USE REASONABLE  EFFORTS TO PROTECT INFORMATION SUBMITTED BY YOU IN CONNECTION WITH  YOUR PURCHASE AND USE OF THE JOURNEY OF JOY RETREAT, BUT YOU AGREE  THAT YOUR SUBMISSION OF SUCH INFORMATION IS AT YOUR SOLE RISK. 

3) NON-DISPARAGEMENT. You agree that you will not engage in any conduct or communications  with a third party, public or private, designed to disparage the Company, Journey of Joy Retreat, or  Cynthia Santiago-Borbon, including, but not limited to, any remark, comment, message, information,  declaration, campaign, communication, or other statement of any kind, whether verbal, in writing,  electronically transferred, or otherwise, that might reasonably be construed to be derogatory,  defamatory, libelous, or slander.

4) BINDING EFFECT. This Agreement shall be binding upon, and inure to the benefit of, the  successors, executors, heirs, representatives, administrators, and permitted assigns of the parties. You  have no right to assign this Agreement, by operation of law or otherwise. The Journey of Joy Retreat is a non-transferable program. 

5) TERMINATION. The Company is committed to providing all customers in the Program with a  positive Program experience. If you fail, or the Company suspects that you have failed, to comply  with any of the provisions of this Agreement, the Company, in its sole discretion and without notice  to you, may: (a) limit, suspend, or terminate your participation in the Journey of Joy Retreat Program  without refund or forgiveness of monthly payments; and/or (b) terminate this Agreement. 

Your obligations to the Company under this Agreement will survive expiration or termination of this  Agreement for any reason. 

6) CHANGES. The Company reserves the right at any time to modify this Agreement and to impose  new or additional terms or conditions on your use of the Journey of Joy Retreat. Such modifications  and additional terms and conditions shall be effective immediately and incorporated into this  Agreement. Your continued use of the Journey of Joy Retreat will be deemed your acceptance  thereof. The changes may be listed in an area accessible to you on the Site or you may be notified by  either e-mail or postal mail. If you have any questions, please contact our us directly  at info@cynthiasantiagoborbon.com 

7) INDEMNIFICATION. You agree to defend, indemnify, and hold harmless the Company, its  owners, officers, employees, contractors, directors, licensors, related entities, affiliates, and  successors from and against any and all liabilities and expense whatsoever, including, without  limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys’ fees,  and disbursements, which any of such parties may incur or become obligated to pay arising out of or  resulting from your breach of this Agreement and/or your misuse of the Journey of Joy Retreat. You  shall defend the Company in any legal actions, regulatory actions, or the like arising from or related  to this Agreement. You recognize and agree that all of the Company’s owners, officers, employees,  shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for  any actions or representations of the Company. 

8) BINDING ARBITRATION. In the event of a dispute arising under or relating to this Agreement  or the Program (each, a “Dispute”), either party may elect to finally and exclusively resolve the  dispute by binding arbitration governed by the Federal Arbitration Act (“FAA”). Any election to  arbitrate, at any time, shall be final and binding on the other party. IF EITHER PARTY CHOOSES  ARBITRATION, NEITHER PARTY SHALL HAVE THE RIGHT TO LITIGATE SUCH CLAIM  IN COURT OR TO HAVE A JURY TRIAL, EXCEPT EITHER PARTY MAY BRING ITS CLAIM  IN ITS LOCAL SMALL CLAIMS COURT, IF PERMITTED BY THAT SMALL CLAIMS  COURT RULES AND IF WITHIN SUCH COURT’S JURISDICTION. ARBITRATION IS  DIFFERENT FROM COURT, AND DISCOVERY AND APPEAL RIGHTS MAY ALSO BE  LIMITED IN ARBITRATION. All disputes will be resolved before a neutral arbitrator selected  jointly by the parties, whose decision will be final, except for a limited right of appeal under the  FAA. The arbitration shall be commenced and conducted by JAMS pursuant to its then current  Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures  in those rules, or, where appropriate, pursuant to JAMS’ Streamlined Arbitration Rules and  Procedures. All applicable JAMS’ rules and procedures are available at the JAMS website 

www.jamsadr.com. Each party will be responsible for paying any JAMS filing, administrative, and  arbitrator fees in accordance with JAMS rules. Judgment on the arbitrator’s award may be entered in  any court having jurisdiction. This clause shall not preclude parties from seeking provisional  remedies in aid of arbitration from a court of appropriate jurisdiction. The arbitration may be  conducted in person, through the submission of documents, by phone, or online. If conducted in  person, the arbitration shall take place in the United States county where you reside. If you live  outside the United States, the arbitration shall be in New York City. The parties may litigate in court  to compel arbitration, to stay a proceeding pending arbitration, or to confirm, modify, vacate, or enter  judgment on the award entered by the arbitrator. The parties shall cooperate in good faith in the  voluntary and informal exchange of all non-privileged documents and other information (including  electronically stored information) relevant to the Dispute immediately after commencement of the  arbitration. As set forth in Section 10 below, nothing in this Agreement will prevent the Company  from seeking injunctive relief in any court of competent jurisdiction as necessary to protect its  proprietary interests. 

9) CLASS ACTION WAIVER. You agree that any arbitration or proceeding shall be limited to the  Dispute between us and you individually. To the full extent permitted by law, (i) no arbitration or  proceeding shall be joined with any other; (ii) there is no right or authority for any Dispute to be  arbitrated or resolved on a class action-basis or to utilize class action procedures; and (iii) there is no  right or authority for any Dispute to be brought in a purported representative capacity on behalf of  the general public or any other persons. YOU AGREE THAT YOU MAY BRING CLAIMS  AGAINST US ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR  CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. 

10) EQUITABLE RELIEF. You acknowledge and agree that in the event of a breach or threatened  violation of the Company’s intellectual property rights and confidential and proprietary information  by you, the Company will suffer irreparable harm and will therefore be entitled to injunctive relief to  enforce this Agreement. The Company may, without waiving any other remedies under this  Agreement, seek from any court having jurisdiction any interim, equitable, provisional, or injunctive  relief that is necessary to protect its rights and property pending the outcome of the arbitration  referenced above. You hereby irrevocably and unconditionally consent to the personal and subject  matter jurisdiction of the federal and state courts in the State of New York, Borough of Brooklyn for  purposes of any such action by the Company. 

11) ENTIRE AGREEMENT. This Agreement constitutes the entire understanding and agreement of  the Parties with respect to its subject matter and supersedes all prior and contemporaneous  agreements or understandings, inducements, or conditions, express or implied, written or oral,  between the parties. 

12) COMPLIANCE WITH LAW. The parties shall comply with all applicable laws in performing  this Agreement. Whenever there is any conflict between any provision of this Agreement and any  applicable law, the applicable law shall prevail. 

13) NO WAIVER. The failure of any party to insist on the performance of any obligation hereunder  shall not be deemed to be a waiver of such obligation. Waiver of any breach of any provision shall  not be deemed to be a waiver of any other breach of such provision or any other provision.